401(k) Calculator
Estimate your 401(k) balance at retirement, plan early withdrawals, and maximize your employer match. Mainly intended for U.S. residents.
Basic Info
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Projections
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Results
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Projected 401(k) Balance at Retirement
| Balance in Today's Dollars | $0 |
| Total Employee Contributions | $0 |
| Total Employer Contributions | $0 |
| Total Investment Returns | $0 |
| Monthly Retirement Income | $0 |
| Years in Retirement | 0 |
BALANCE BREAKDOWN
Note: The 2026 401(k) contribution limit is $24,500 for those under 50, $32,500 for those 50+, and $35,750 for ages 60–63. This calculator assumes consistent annual contributions and a constant rate of return.
401(k) Early Withdrawal Costs Calculator
Early 401(k) withdrawals will result in a penalty. Determine the actual amount received if opting for an early withdrawal.
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Net Amount Received
| Withdrawal Amount | $0 |
| Early Withdrawal Penalty (10%) | $0 |
| Federal Tax | $0 |
| State Tax | $0 |
| Local Tax | $0 |
| Total Deductions | $0 |
Maximize Employer 401(k) Match Calculator
Find the ideal contribution percentage to fully capture your employer's match without hitting the IRS limit early.
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Minimum Contribution to Get Full Match
| IRS Limit (2026) | $24,500 |
| Max Contribution % (stay under limit) | 0% |
| Optimal Contribution Range | - |
| Annual Employer Match (at optimal) | $0 |
| Monthly Contribution (at min) | $0 |