401(k) Calculator

401(k) Calculator

Estimate your 401(k) balance at retirement, plan early withdrawals, and maximize your employer match. Mainly intended for U.S. residents.

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Modify the values and click the Calculate button to use
Basic Info
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% of contribution
% of salary
Projections
years
years
% per year
% per year
% per year
📊 Results
$0
Projected 401(k) Balance at Retirement
Balance in Today's Dollars$0
Total Employee Contributions$0
Total Employer Contributions$0
Total Investment Returns$0
Monthly Retirement Income$0
Years in Retirement0
BALANCE BREAKDOWN
Your Contributions
0%
Employer Match
0%
Investment Growth
0%
Note: The 2026 401(k) contribution limit is $24,500 for those under 50, $32,500 for those 50+, and $35,750 for ages 60–63. This calculator assumes consistent annual contributions and a constant rate of return.

401(k) Early Withdrawal Costs Calculator

Early 401(k) withdrawals will result in a penalty. Determine the actual amount received if opting for an early withdrawal.

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%
%
%
$0
Net Amount Received
Withdrawal Amount$0
Early Withdrawal Penalty (10%)$0
Federal Tax$0
State Tax$0
Local Tax$0
Total Deductions$0

Maximize Employer 401(k) Match Calculator

Find the ideal contribution percentage to fully capture your employer's match without hitting the IRS limit early.

years
$
% of contribution
% of salary
% of contribution
% of salary
0%
Minimum Contribution to Get Full Match
IRS Limit (2026)$24,500
Max Contribution % (stay under limit)0%
Optimal Contribution Range-
Annual Employer Match (at optimal)$0
Monthly Contribution (at min)$0